Financial Planning

retirement planning

Superannuation and Tax: A Comprehensive Guide

/ Superannuation and tax: a comprehensive guide The Key Elements of Superannuation ​ Superannuation, often referred to as “super,” is a retirement savings system designed to help Australians secure their financial future. It’s a crucial aspect of financial planning for those who are looking to enjoy a comfortable retirement. In this blog, we will delve […]

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Having an SMSF Investment Strategy: A Comprehensive Guide 

/ Having an SMSF investment strategy: a comprehensive guide ​ Understanding the Importance of SMSF Investment Strategy ​ When it comes to securing your financial future, having a well-thought-out investment strategy is crucial. In the world of retirement planning, Self-Managed Super Funds (SMSFs) have become increasingly popular, offering individuals greater control and flexibility over their

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Reportable superannuation contributions: what you need to know 

/ Reportable superannuation contributions: what you need to Know ​ What are reportable superannuation contributions ​ Superannuation is a fundamental part of Australia’s retirement savings system, designed to ensure that individuals have enough financial support during their retirement years. While most people are familiar with the idea of contributing to their superannuation fund, not everyone

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Can you have multiple superannuation accounts?

/ “>Can you have multiple superannuation accounts?”> When you’re planning for retirement it’s not about asking can you have multiple superannuation funds, but rather if it’s worth having more than one for you. Because while it is possible to open multiple super accounts, you’ll likely be paying fees and charges for each one, potentially cutting

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A guide to investing super in property

/ A guide to investing super in property Combining the tax advantages of superannuation with tangible assets creates a unique opportunity for long-term wealth accumulation. And using super to invest in property with a Self-Managed Super Fund is catching the eye of many Australians. This investment avenue is more accessible, but also demands careful planning

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Is it Better to Invest in Super or Property?

/ Is it better to invest in super or property? Which is better for your financial future?  In the quest to secure a prosperous financial future, the debate between investing in superannuation (super) and property is a perennial one. Both avenues offer unique advantages and drawbacks, making the choice a matter of individual goals, risk

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What’s Involved in Winding Up an SMSF

/ What’s involved in winding up an SMSF Winding up a Self-Managed Super Fund (SMSF) is a significant financial decision that requires careful consideration and planning. In this comprehensive guide, we’ll explore the ins and outs of SMSF wind-up, including reasons for doing so, the steps involved, associated costs, benefits, challenges, and alternative options. Whether

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Why should I review my super fund through a financial planner

Why should I review my super fund through a financial planner? There are several reasons why you may want to review your super fund through a financial planner: Understanding your current superannuation fund’s performance: Many Australians have stayed with the same superannuation fund their first employer placed them in. The most important reason to review

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Queensland state government employee entitlements

Queensland state government employee entitlements There are several financial entitlements and benefits available to Queensland state government employees, including salary packaging. Salary packaging, also known as salary sacrifice, is a way for employees to receive part of their salary or wages as a non-taxable benefit instead of cash. This can be a tax-effective way for

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