my online adviser lost super

Find your Lost Super.

find your lost super with my online adviser

How can you have lost super?

You've changed jobs

When you change jobs, quite often your new employer will either select their own default super fund or you may simply have forgotten to specify your existing one.

Been married or changed names

If you’ve ever been married or changed your name you may forget to tell your super fund about it.

Changed address

When you change your address your super fund’s correspondence will often go undelivered and eventually be forgotten about.

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What Happens with Lost Super?

When contributions stop getting paid to a super fund, the account becomes listed as dormant and will continue to decline in value. Most of the time the investment fees and default insurance policies will chew away at the capital, leaving next to nothing behind. 

Now, after 5 years of a dormant Super Fund, the Australian Tax Office (ATO) will take hold of accounts which then becomes classified as “Lost Super”

How Lost Super Happened

In 1992, under the Keating Labor Government, The compulsory employer contribution scheme became a result of Australia’s retirement dilemma. From 1992 it became a mandatory requirement for employers to contribute to your Superannuation, commonly known as Superannuation Guarantee Contributions. However, it was not carefully thought through and Australian’s ended up with multiple Super Funds.

This may seem like an insignificant detail, this has allowed Australians to lose over $20,0000,000,000 worth of Superannuation to lost super funds.

Now, after 5 years of a dormant Super Fund, the Australian Tax Office (ATO) will take hold of accounts which then becomes classified as “Lost Super”