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Compare your Super.

Compare fees

All super funds charge ongoing administration and investment based fees. In some cases having multiple super funds can result in duplicate fees that chew away at your retirement fund.

Compare investment returns

Australia has a significant amount of under-performing super funds. With the power of compound interest, being in the right fund can make a tremendous difference for your retirement.

Compare insurances

Personal insurances (Life, TPD & Income Protection etc.) can be very valuable. Ensure you have enough cover at an affordable price, with the right insurer.

2022 award winners

Proud to announce.

We are excited to announce My Online Adviser has been announced as the 2022 winner from in the financial planning services category!

What Happens with Lost Super

When contributions stop getting paid to a super fund, the account becomes listed as dormant and will continue to decline in value. Most of the time the investment fees and default insurance policies will chew away at the capital, leaving next to nothing behind.

Now, after 5 years of a dormant Super Fund, the Australian Tax Office (ATO) will take hold of accounts which then becomes classified as “Lost Super”

How Lost Super Happened

In 1992, under the Keating Labor Government, The compulsory employer contribution scheme became a result of Australia’s retirement dilemma. From 1992 it became a mandatory requirement for employers to contribute to your Superannuation, commonly known as Superannuation Guarantee Contributions. However, it was not carefully thought through and Australian’s ended up with multiple Super Funds.

This may seem like an insignificant detail, this has allowed Australians to lose over $20,000,000,000 worth of Superannuation to lost super funds.

Now, after 5 years of a dormant Super Fund, the Australian Tax Office (ATO) will take hold of accounts which then becomes classified as “Lost Super”

Diversification is Key

Diversification works, due to the variety of assets held, reacting differently to the same economic environment, ultimately reducing risk and increasing exposure to stocks, fixed interest and commodities.

Market Operations

The theory behind stock market operations is pretty simple. Running similar to an auction house, the stock market empowers buyers and sellers to negotiate prices and make trades

Strategic Performance

With our underlying fundamentals being academic research and structuring investment portfolios around the dimensions of expected returns, we can deliver solid, long-term results, in a cost-effective manner.

The Crystal Ball

Unlike the majority of fund managers, using their crystal ball to outguess markets, mostly failing. We align ourselves with scientific research to capture the available returns systematically.

Plan to Succeed

Historically, the Financial Markets have proven to reward long-term investors that focus on the drivers for expected returns, avoid timing markets, exercise diversification and keep costs low. Take control of your financial future, speak to an adviser, today